Vision

BMO offers vision benefits to you and your dependents.
The plan is administered by VSP. 

You can see any vision care provider, but you’ll get the most out of your benefits if you use a network doctor.

Here’s a high-level overview of the vision benefits. For details, review the Vision SPD.

Features In-Network (VSP Provider) Out-of-Network (Non-VSP Provider)
What you pay What the plan pays
Exam
WellVision Exam (every calendar year) $10 copay $45 allowance
Retinal imaging/screening Up to $39, no copay Not covered
Primary EyeCare
Retinal screening for members with diabetes $0 copay Not covered
Additional exams as needed for members with diabetes, glaucoma, or macular degeneration $20 copay Not covered
Treatment of eye conditions (e.g., pink eye, vision loss, cataracts) $20 copay Not covered
Prescription glasses
Lenses (every calendar year)
Single vision $20 copay then covered in full Reimbursement up to $30
Lined bifocal $20 copay then covered in full Reimbursement up to $60
Lined trifocal $20 copay then covered in full Reimbursement up to $80
Lens Enhancements
Progressive lenses $0 Reimbursement up to $60
Tinted lenses $0 Not covered
Scratch-resistant coating $0 Not covered
Ultraviolet coating $0 Not covered
Premium progressive lenses $50 copay Not covered
Custom progressive lenses $50 copay Not covered
Frames (every other calendar year)
Retail frame $150 allowance Reimbursement up to $70
Featured frame brand $170 allowance Reimbursement up to $70
Frame discount 20% discount on amount over allowance Not covered
Contacts (every calendar year)
Contact lens exam (fitting and evaluation) Up to $60 copay Reimbursement up to $120
Contact lenses $150 allowance
Extra savings
Glasses and sunglasses 20% discount on additional glasses and sunglasses, including lens enhancements, from any VSP provider within 12 months of your WellVision Exam.
Laser vision correction Average 15% off the regular price or 5% off the promotional price; discounts only available from contracted facilities.
Additional Savings For discounts on frames, lens enhancements and more, go to VSP Special Offers.

Using VSP is easy

Create an account. Go to the VSP site to set up your personal account and review your benefit information.

Find an eye doctor who’s right for you. Go to the VSP Provider Directory or call 1-800-877-7195.

Schedule an appointment, no ID card required.

If you go to a non-VSP provider, complete the out-of-network claim form. Login to VSP. Click View Your Benefits, then My Benefits. Select Submit an Out-of-Network Claim, then follow the prompts.

Using VSP is easy

Create an account. Go to the VSP site to set up your personal account and review your benefit information.

Find an eye doctor who’s right for you. Go to the VSP Provider Directory or call 1-800-877-7195.

Schedule an appointment, no ID card required.

If you go to a non-VSP provider, complete the out-of-network claim form. Login to VSP. Click View Your Benefits, then My Benefits. Select Submit an Out-of-Network Claim, then follow the prompts.