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Commuter Benefits

With the Commuter Program, you can pay for eligible mass transit and parking expenses with before-tax dollars deducted from your paycheck. You lower your taxable income because you don’t pay federal taxes on your contributions. Your Spending Account (YSA) administers the plan.

Here’s a high-level overview of the Commuter Benefits. For details, review the Commuter Program Plan Details.

Features
Contributions	The monthly maximum you can contribute before-tax for mass transit and parking is $270. Contributions are deducted once a month from your first paycheck of the month.
Eligible Expenses	Eligible expenses include: Passes, tokens, fare cards or vouchers for the bus, train or subway Commuter vanpool expenses are eligible if they meet IRS guidelines Eligible parking expenses include paid parking at or near your workplace, transit parking facilities and “park and ride” lots
Options for Commuter Expenses	You have a couple of options to pay for your commuter expenses. Transportation options: Passes issued by the transit authority Commuter check Commuter Check Card Parking options: Monthly direct pay Commuter check Cash reimbursement Commuter Check Card
Enrollment Deadlines	Elections/changes must be made by the 10th of the month to go into effect the next month. You can choose the “Recurring Option” to elect monthly orders to continue until you make a change or cancellation. If you are using the Long Island or Metro-North Railroad in New York, you must elect/change by the 4th of the month.

Manage your
Commuter Benefits

Here’s how you can view and track your Commuter Benefits and submit claims on YSA:

Go to Workday, click My Benefits & Retirement application
Select your network status (on or off the BMO network)
Click Access Your Spending Account (YSA) tile