Former Employee

Stay informed about your BMO benefits and decisions you need to make.

Call the Human Resource Centre at 1-888-927-7700 to keep your address up-to-date so you receive important communication.

Review details about what happens to your BMO benefits when you leave.

Keep Us Posted

Keep BMO informed of your current address to ensure you get your W-2, account statements and other important communication.

Call the Human Resource Centre at 1-888-927-7700 to keep
BMO updated.

Access retirement accounts

You can access your BMO retirement accounts online, or call the Human Resources Centre at 1-888-927-7700:
  • 401(k) Savings Plan: Login to Empower with your Empower username and password.
  • U.S. Pension Plan: Login to myBenefits & Retirement with your myBenefits & Retirement username and password. 

COBRA: 60 days to decide

If you were enrolled in BMO medical, dental or vision coverage at the time you left, you have 60 days to elect COBRA coverage for up to 18 months. You are required to pay the full premium, plus a 2% administrative fee. Learn more.

COBRA is also available for the Health Care Flexible Spending Account (HCFSA). If you elect COBRA coverage, you may submit eligible expenses incurred through the duration of your COBRA continuation period by completing a Health Care FSA Claim Form.

Otherwise, unused dollars in your HCFSA will be forfeited after the last day of the month in which your employment ends.

Important Contacts

Address Changes
Human Resources Centre
1-888-927-7700

Benefits Billing
Inspira Financial
Employer ID# 142288
1-888-678-7835

Health Care
Blue Cross Blue Shield
Group #266889; #266820; #190565
1-888-979-4516

Express Scripts
Group #BMOFGRX
1-877-795-2926

Kaiser Permanente
California (North): #1932
California (South): #102000
1-800-464-4000
Oregon: #3992
1-800-813-2000
Colorado: #22343
1-800-632-9700

Employee Share Purchase Plan
EquatePlus
1-800-545-7996

Staying Connected

We hope you enjoyed your time with BMO and invite you to follow us on social media. We’re always happy to stay in touch with BMO’s talented “alum” as their journey continues.