Enrollment
Once you’ve reviewed the information about your BMO benefits, be sure to enroll. Here’s what you need to do.
For These Benefits | How To Enroll |
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You have 31 calendar days from your hire date (or newly benefit-eligible date) to enroll online.
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401(k) Plan |
You will be automatically enrolled in the 401(k) Plan at a 5% before-tax payroll contribution following 60 days of employment. You can review, change or opt out of the 401(k) Plan at any time: Inside BMO Network
Outside BMO Network Go to ACCESSBenefits online from any computer, phone or tablet. You will need your ID number and PIN. Or, call ACCESSBenefits at 1-800-738-2323. Have your PIN available. |
Employee Share Purchase Plan |
You may purchase stock at a discount each quarter. You will receive a temporary PIN about two weeks prior to the first quarter in which you are eligible to enroll. Inside BMO Network
Outside BMO Network Go to Computershare online from any computer, phone or tablet. You will need your ID number and PIN. Or, call Computershare at 1-800-545-7996. Have your PIN available.
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Commuter Benefits |
Choose to join at any time during the year. Elections must be made by the 10th of the month prior to the effective month (4th of the month for Long Island or Metro-North Railroad in New York):
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Benefit changes during the year
If you have a qualifying life event during the year, you can make changes to your benefits, within 31 calendar days of the event. Here’s how:
- Go to Workday, click My Benefits & Retirement application
- Select your network status (on or off the BMO network)
- Click Log your Life event tile
Your new coverage will be effective from the date of the event.

Need assistance?
Call the Human Resources Centre
1-888-927-7700
Monday through Friday, from 8 a.m. to 5 p.m. CT