Hospital Indemnity Insurance
Receive financial support if you or a covered dependent need to stay in the hospital. Hospital Indemnity Insurance is administered by Voya.
Hospital Indemnity Insurance is a voluntary benefit that supplements your medical coverage. It pays a daily benefit for covered stays in a hospital, critical care unit, or rehabilitation facility.
Here’s a high-level overview of Hospital Indemnity Insurance. For more information, review the Hospital Indemnity Insurance Benefit Summary.
|Who You Can Cover||You may cover yourself, your spouse/domestic partner and/or dependent children (including newborns).|
Receive cash benefits to help cover costs associated with:
Benefit payments can be used however you want (e.g., for everyday expenses, lost income, child care, deductibles, copays) and are paid in addition to any other coverage you may already have.
The benefit amount depends on the plan you are enrolled in:
You pay the full cost of Hospital Indemnity Insurance through automatic, after-tax payroll deductions. See Voluntary Benefits Premiums.
|Filing a Claim||Once your coverage goes into effect, you can file a claim for covered illness/condition on the Voya website.|
|Portability (When you Leave BMO)||If you leave BMO or retire, you can take your coverage with you.|
Support from Voya Cares®
Voya Cares® provides advocacy, financial planning resources and solutions to support the financial well-being of people with special needs or disabilities and their caregivers.
Call the Human Resources Centre
Monday through Friday, from 8 a.m. to 5 p.m. CT.