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BMO U.S. Benefits

Retiree Premiums

When you apply to retire, you will receive a letter outlining your specific medical coverage options and premiums.

Cost for retiree medical coverage

If you are eligible for the Retiree Medical Program, your cost for coverage (premium) depends on several factors, including the actual, full medical premium; whether you are eligible for Medicare; your length of service; whether you cover your spouse and children; and the employer subsidy you may be eligible for, if any. Different eligibility requirements may apply if you were hired through one of the acquisitions or mergers.

For more information on how to calculate the monthly premium for retiree medical coverage, including the full medical premiums for pre-65 and post-65/Medicare plans, review the Retiree Medical Provisions.

Need assistance?

Call the Human Resources Centre
Monday through Friday, from 8 a.m. to 5 p.m. CT