Invest in you.

BMO U.S. Benefits

Former Employee

Stay informed about your BMO benefits and decisions you need to make.

Keep Us Posted

Keep BMO informed of your current address to ensure you get your W-2, account statements and other important communication.

Call the Human Resource Centre at 1-888-927-7700 to keep
BMO updated.

About your benefits

Review what happens to your BMO benefits when you leave and decisions you need to make. Learn more 

For details, review When Employment Ends.

Access retirement accounts

You can access your BMO retirement accounts online, or call the Human Resources Centre at 1-888-927-7700:

COBRA: 60 days to decide

If you were enrolled in BMO medical, dental or vision coverage at the time you left, you have 60 days to elect COBRA coverage for up to 18 months. You are required to pay the full premium, plus a 2% administrative fee. Learn more 

COBRA is also available for the Health Care Flexible Spending Account (HCFSA). If you elect COBRA coverage, you may submit eligible expenses incurred through the duration of your COBRA continuation period by completing a Health Care FSA Claim Form.

Otherwise, unused dollars in your HCFSA will be forfeited after the last day of the month in which your employment ends.

Important Contacts

Address Changes
Human Resources Centre

Benefits Billing
PayFlex Systems
USA, Inc.

Employer ID# 142288

Health Care
Group # 717480

Blue Cross Blue Shield
Group #190565

Express Scripts


Employee Share Purchase Plan
Company Code: BMO

Staying Connected

We hope you enjoyed your time with BMO and invite you to follow us on social media. We’re always happy to stay in touch with BMO’s talented “alum” as their journey continues.