Vision
BMO offers vision benefits to you and your dependents.
The plan is administered by VSP.
You can see any vision care provider, but you’ll get the most out of your benefits if you use a network doctor.
Here’s a high-level overview of the vision benefits. For details, review the Vision SPD.
| Features | In-Network (VSP Provider) | Out-of-Network (Non-VSP Provider) |
|---|---|---|
| What you pay | What the plan pays | |
| Exam | ||
| WellVision Exam
(every calendar year) | $10 copay | $45 allowance |
| Diabetic EyeCare Plus visit (as needed) | $20 copay | Not covered |
| Retinal imaging/screening | Up to $39, no copay | |
| Prescription glasses | ||
|
Lenses (every calendar year) | ||
| Single vision | $20 copay then covered in full | Reimbursement up to $30 |
| Lined bifocal | $20 copay then covered in full | Reimbursement up to $60 |
| Lined trifocal | $20 copay then covered in full | Reimbursement up to $80 |
| Lens Enhancements | ||
| Progressive lenses | $0 | Reimbursement up to $60 |
| Tinted lenses | $0 | Not covered |
| Scratch-resistant coating | $0 | Not covered |
| Ultraviolet coating | $0 | Not covered |
| Premium progressive lenses | $50 copay | Not covered |
| Custom progressive lenses | $50 copay | Not covered |
|
Frames (every other calendar year) | ||
| Retail frame | $150 allowance | Reimbursement up to $70 |
| Featured frame brand | $170 allowance | Reimbursement up to $70 |
| Frame discount | 20% discount on amount over allowance | Not covered |
| Contacts (every calendar year) | ||
| Contact lens exam (fitting and evaluation) | Up to $60 copay | Reimbursement up to $120 |
| Contact lenses | $150 allowance | |
| Extra savings | ||
| Glasses and sunglasses | 20% discount on additional glasses and sunglasses, including lens enhancements, from any VSP provider within 12 months of your WellVision Exam. | |
| Laser vision correction | Average 15% off the regular price or 5% off the promotional price; discounts only available from contracted facilities. | |
| Additional Savings | For discounts on frames, lens enhancements and more, go to
VSP Special Offers. | |
Using VSP is Easy
Create an account. Go to the VSP site to set up your personal account and review your benefit information.
Find an eye doctor who’s right for you. Go to the VSP Provider Directory or call 1-800-877-7195.
Schedule an appointment, no ID card required.
If you go to a non-VSP provider, complete the out-of-network claim form. Login to VSP. Click View Your Benefits, then My Benefits. Select Submit an Out-of-Network Claim, then follow the prompts.
Using VSP is Easy
Create an account. Go to the VSP site to set up your personal account and review your benefit information.
Find an eye doctor who’s right for you. Go to the VSP Provider Directory or call 1-800-877-7195.
Schedule an appointment, no ID card required.
If you go to a non-VSP provider, complete the out-of-network claim form. Login to VSP. Click View Your Benefits, then My Benefits. Select Submit an Out-of-Network Claim, then follow the prompts.