Voluntary Benefits Premiums
Accident Insurance
If you enroll in voluntary Accident Insurance, the premium is deducted after-tax from the first and second paycheck of each month.
| 2021 Accident Insurance Monthly Premiums Deducted after-tax |
||
|---|---|---|
| Coverage Level | High Plan | Low Plan |
| Employee Only | $5.88 | $2.98 |
| Employee + Spouse | $11.60 | $5.48 |
| Employee + Child(ren) | $12.10 | $6.22 |
| Employee + Family | $17.82 | $8.72 |
Critical Illness Insurance
If you enroll in voluntary Critical Illness Insurance, the premium is deducted after-tax from the first and second paycheck of each month. The premium is based on your benefit amount and smoker/non-smoker status.
| 2021 Critical Illness Insurance Monthly Premiums $10,000 benefit amount Deducted after-tax |
||||
|---|---|---|---|---|
| Non-Smoker | ||||
|
Age |
Employee |
Employee + Spouse |
Employee + Children |
Employee + Family |
|
Under 25 |
$3.60 |
$7.80 |
$4.30 |
$8.50 |
|
25-29 |
$4.00 |
$8.40 |
$4.70 |
$9.10 |
|
30-34 |
$4.60 |
$10.00 |
$5.30 |
$10.70 |
|
35-39 |
$5.60 |
$12.00 |
$6.30 |
$12.70 |
|
40-44 |
$7.80 |
$17.40 |
$8.50 |
$18.10 |
|
45-49 |
$12.00 |
$26.80 |
$12.70 |
$27.50 |
|
50-54 |
$18.80 |
$38.60 |
$19.50 |
$39.30 |
|
55-59 |
$21.60 |
$46.00 |
$22.30 |
$46.70 |
|
60-64 |
$25.20 |
$57.40 |
$25.90 |
$58.10 |
|
65-69 |
$26.40 |
$64.20 |
$27.10 |
$64.90 |
|
70+ |
$35.80 |
$81.20 |
$36.50 |
$81.90 |
| 2021 Critical Illness Insurance Monthly Premiums $10,000 benefit amount Deducted after-tax |
||||
|---|---|---|---|---|
| Smoker | ||||
|
Age |
Employee |
Employee + Spouse |
Employee + Children |
Employee + Family |
|
Under 25 |
$5.80 |
$12.60 |
$6.50 |
$13.30 |
|
25-29 |
$6.20 |
$13.40 |
$6.90 |
$14.10 |
|
30-34 |
$7.00 |
$15.60 |
$7.70 |
$16.30 |
|
35-39 |
$8.40 |
$18.60 |
$9.10 |
$19.30 |
|
40-44 |
$15.40 |
$31.20 |
$16.10 |
$31.90 |
|
45-49 |
$27.20 |
$60.80 |
$27.90 |
$61.50 |
|
50-54 |
$31.60 |
$73.80 |
$32.30 |
$74.50 |
|
55-59 |
$36.80 |
$92.80 |
$37.50 |
$93.50 |
|
60-64 |
$40.20 |
$113.00 |
$40.90 |
$113.70 |
|
65-69 |
$45.20 |
$125.40 |
$45.90 |
$126.10 |
|
70+ |
$51.80 |
$139.00 |
$52.50 |
$139.70 |
| 2021 Critical Illness Insurance Monthly Premiums $20,000 benefit amount Deducted after-tax |
||||
|---|---|---|---|---|
| Non-Smoker | ||||
|
Age |
Employee |
Employee + Spouse |
Employee + Children |
Employee + Family |
|
Under 25 |
$7.20 |
$15.60 |
$8.60 |
$17.00 |
|
25-29 |
$8.00 |
$16.80 |
$9.40 |
$18.20 |
|
30-34 |
$9.20 |
$20.00 |
$10.60 |
$21.40 |
|
35-39 |
$11.20 |
$24.00 |
$12.60 |
$25.40 |
|
40-44 |
$15.60 |
$34.80 |
$17.00 |
$36.20 |
|
45-49 |
$24.00 |
$53.60 |
$25.40 |
$55.00 |
|
50-54 |
$37.60 |
$77.20 |
$39.00 |
$78.60 |
|
55-59 |
$43.20 |
$92.00 |
$44.60 |
$93.40 |
|
60-64 |
$50.40 |
$114.80 |
$51.80 |
$116.20 |
|
65-69 |
$52.80 |
$128.40 |
$54.20 |
$129.80 |
|
70+ |
$35.80 |
$81.20 |
$36.50 |
$81.90 |
| 2021 Critical Illness Insurance Monthly Premiums $20,000 benefit amount Deducted after-tax |
||||
|---|---|---|---|---|
| Smoker | ||||
|
Age |
Employee |
Employee + Spouse |
Employee + Children |
Employee + Family |
|
Under 25 |
$11.60 |
$25.20 |
$13.00 |
$26.60 |
|
25-29 |
$12.40 |
$26.80 |
$13.80 |
$28.20 |
|
30-34 |
$14.00 |
$31.20 |
$15.40 |
$32.60 |
|
35-39 |
$16.80 |
$37.20 |
$18.20 |
$38.60 |
|
40-44 |
$30.80 |
$62.40 |
$32.20 |
$63.80 |
|
45-49 |
$54.40 |
$121.60 |
$55.80 |
$123.00 |
|
50-54 |
$63.20 |
$147.60 |
$64.60 |
$149.00 |
|
55-59 |
$73.60 |
$185.60 |
$75.00 |
$187.00 |
|
60-64 |
$80.40 |
$226.00 |
$81.80 |
$227.40 |
|
65-69 |
$90.40 |
$250.80 |
$91.80 |
$252.20 |
|
70+ |
$103.60 |
$278.00 |
$105.00 |
$279.40 |
Hospital Indemnity Insurance
If you enroll in voluntary Hospital Indemnity Insurance, the premium is deducted after-tax from the first and second paycheck of each month.
| 2021 Hospital Indemnity Insurance Monthly Premiums Deducted after-tax |
||
|---|---|---|
| Coverage Level | High Plan | Low Plan |
| Employee Only | $15.72 | $7.34 |
| Employee + Spouse | $33.70 | $15.92 |
| Employee + Child(ren) | $30.64 | $14.82 |
| Employee + Family | $48.62 | $23.40 |
Legal Insurance
If you enroll in voluntary Legal Insurance, the premium is deducted after-tax from the first and second paycheck of each month.
| 2021 Legal Insurance Monthly Premium Deducted after-tax |
|
|---|---|
| Option | Your Cost |
| ARAG Group Legal | $20.04 |