Vision
BMO offers vision benefits to you and your dependents.
VSP administers the plan.
BMO offers two vision plans: Base Plan and Premier Plan. With both plans, you can see any vision care provider, but you’ll get the most out of your benefits if you use a network doctor.
Below is an overview of the two plans. For details, review the VSP Vision Coverage Overview.
VSP Base Plan | VSP Premier Plan | |
---|---|---|
Covered Services | What You Pay (In-Network)* | |
WellVision Exam (every calendar year) |
$10 copay | $0 copay |
Retinal imaging/screening | $20 copay | $20 copay |
Additional exams as needed | $20 copay | $20 copay |
Treatment of eye conditions (e.g., pink eye, vision loss, cataracts) | $20 copay | $20 copay |
Lenses (every calendar year)
|
$20 copay | $0 copay |
Lens Enhancements (every calendar year)
|
$0 | $0 |
Premium and custom progressive lenses | $50 | $50 |
Retail frame (every other calendar year) | $150 allowance | $175 allowance |
Featured frame brand (every other calendar year) | $200 allowance | $225 allowance |
Frame discount (every other calendar year) | 20% savings on amount over allowance | 20% savings on amount over allowance |
Contact lens exam (every calendar year) | Up to $40 | Up to $40 |
Contact lenses (every calendar year) | $150 allowance, copay does not apply | $175 allowance, copay does not apply |
Extra savings | ||
Glasses and sunglasses | 20% discount on additional glasses and sunglasses, including lens enhancements, from any VSP provider within 12 months of your WellVision Exam. | |
Laser vision correction | Average 15% off the regular price or 5% off the promotional price; discounts only available from contracted facilities. | |
Additional savings | For discounts on frames, lens enhancements and more, go to VSP Special Offers. |
* If you see a non-VSP provider, services are either paid based on an allowance or not covered.