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BMO U.S. Benefits

Vision Premiums

You pay the cost of your vision care coverage.
Your premium is based on the dependents you cover.

Active Employees

If you enroll in coverage for yourself and your dependents, including a domestic partner who is your tax dependent, your vision premiums are deducted before taxes from the first and second paycheck of each month.

2020 Vision Monthly Premiums
Deducted before-tax
Coverage LevelVSP
Employee Only$7.46
Employee + Spouse or
Tax-Dependent Domestic Partner
$14.88
Employee + Child(ren)$15.90
Employee + Family$25.44

Non-Tax Dependent Domestic Partner

If you enroll a non-tax dependent domestic partner, their premiums are deducted from your pay after taxes.

2020 Vision Monthly Premiums
Deducted after-tax
Coverage Level
Before-Tax PremiumAfter-Tax PremiumImputed Income
Employee + Non-Tax-Dependent
Domestic Partner
$7.46+$7.42N/A
Employee + Family$18.02+$7.42N/A

More about premiums

Your own premium is always before-tax. Children of your domestic partner may enroll only if they are your tax dependents, so their premiums are always before-tax, too.


Need assistance?

Call the Human Resources Centre
1-888-927-7700
Monday through Friday, from 8 a.m. to 5 p.m. CT